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GERMANY - Detailed Proof of Health Insurance Required for All Work/Residence Permit Applications
by Fragomen, Del Rey, Bernsen & Loewy, LLP.

01/25/2007

Germany requires all non-European Economic Area (EEA) nationals visiting or traveling in Germany to have sufficient health insurance coverage for the duration of their stay. Germany also requires that all applicants for work permits (
Aufenthaltserlaubnis zur Ausübung einer Beschäftigung) or residence permits (Aufenthaltserlaubnis) submit proof of sufficient health insurance coverage. Coverage is deemed "sufficient" if it meets the government health insurance standards set forth in German Social Security Code V (Sozialgesetzbuch V). For detailed information on Germany's health insurance system and standards, please see
http://www.aachen.de/
DE/stadt_buerger/gesellschaft_soziales/integration/gesundheitsfuehrer/index.html.

Previously, a copy of an insurance card submitted with the work/residence permit application or the name of the insurance provider in the support letter was considered sufficient proof. However, a new regulation, effective immediately, requires all applicants for work or residence permits that are not covered by a European government health plan to submit detailed information on the scope of their health insurance coverage to the local Alien Office
(Ausländerbehörde) with their applications.

Specifically, work/residence permit applicants must provide an original Letter of Confirmation from their health insurance carrier detailing the scope of coverage and monthly fees for coverage. Letters of Confirmation should include scope of coverage for the following: in-patient hospitalization; emergency care; primary care; specialist referrals; transporting a patient; and medical supplies. Letters of Confirmation must be prepared on the insurance carrier's letterhead and include the names of the principal applicant and each covered family member.

Applicants must also submit a copy of their insurance carrier's published health insurance plan outlining the scope of coverage and fees. The Alien Office will review all submitted information to ensure the coverage meets government health insurance standards.

The content of this alert is provided for informational purposes only.

If you have any questions regarding this alert, please do not hesitate to contact the global immigration professional with whom you work at Fragomen Global Immigration Services.

Source: http://pubweb.fdbl.com/news1.nsf/
c8abb103352ef95a86256e3100809438/00b12a58962135728525726e007720ac?OpenDocument




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