Choosing the
Right Location
By Paul Allen
If you’re considering moving abroad, then you
want to do it right from the off. Your happiness depends on it. And that means
making sure you’re heading for a destination that best meets all your particular
requirements – not just picking someplace warm and sunny, but a location that
can offer you a better overall way of life for the long term.
For example, back in the summer
uSwitch.com
came out with a Quality of Life Index, which sought to compare the standards of
living to be found across 10 European countries.
The survey assessed 19 factors, including the
average income in each country, the cost of essential items such as food and
fuel, government spending on education and healthcare, and lifestyle issues
including holiday entitlements and life expectancy, as well as the number of
hours of sunshine per year.
Of the countries featured, Spain came out way
in the lead, thanks to its relatively low taxation and living costs, generous
workers’ holiday entitlements, long life expectancy and its plentiful supply of
sunshine. France was second, with Germany fractionally behind.
Meanwhile, Ireland was ranked in last place,
with the UK faring only a little better at second from bottom.
Part of the reason for the UK’s low scoring was
that although it recorded the highest net income among the places surveyed,
workers had the least holiday entitlement, while car and domestic fuel prices
were among the highest.
In addition, health expenditure in the UK was
said to be 8.1% of GDP, compared to an average across the 10 countries of 8.6%
(although OECD Health Data 2008 puts the UK’s expenditure figure at 8.4%, albeit
noting there is a difference in the methodology used to calculate that figure).
Only Poland and Ireland spent less in
percentage terms.
By contrast, France’s health spend according to
the OECD was 11.1% and Germany’s 10.6% of GDP.
And using figures based on that OECD Health
Data 2008, uSwitch.com noted that the UK has only 2.5 doctors per 1,000
residents. In France the ratio is 3.4, and it’s 3.5 in Germany.
Inevitably there was the sunshine factor too.
According to uSwitch.com’s findings, Spain topped the league with 2,665 hours of
sun per year, while Italy recorded 2,356 hours, and France had 1,967 hours. The
UK lagged with 1,476 hours, one of the lowest totals, only managing to beat the
Netherlands and Ireland.
For prospective expats who are still mulling
their choices then the survey and its approach give some useful insights into
the relative merits of the countries featured. And for anyone who lives outside
of these 10 nations, or that is considering moving somewhere aside from those
particular places – whether it’s Australia or New Zealand, Canada, the US,
Mexico, South Africa or wherever – it gives some criteria from which to conduct
your own research into the respective quality of life issues.
But beware. The survey and the factors it
measures don’t tell the whole story.
For one, it makes an assumption that more
sunshine inevitably is good. And to some extent it may be. But you can have too
much of a good thing.
Spain, for instance, is wrestling with severe
and long-term water supply issues, brought on by the widening gap between its
rainfall and increasing consumption (the golf courses and swimming pools to keep
all us expats and the tourists happy not helping on that front).
Australia and large chunks of the American
South-West are facing similar issues. And that could have severe negative
consequences for residents further down the line.
Healthcare spending is not a black-and-white
issue either, since it fails to take into account where and how well the money
is spent.
Take the US, which had the highest expenditure
on health in the OECD figures (at 15.3% of GDP), but where there continues to be
severe criticism for a system that allows millions of its citizens to fall
through the gaps and forces many millions more to bear some or all of their
treatment costs.
And what about the spending on education?
The uSwitch.com survey highlighted the
difference between the UK, where education accounted for 5.5% of GDP, and the
8.6% Denmark spends. However, Spain’s figure was the lowest, at just 4.3% of
GDP. And while this may not be of concern to any retirees assessing where to
live, it will be of supreme importance for parents with young families.
Likewise, the survey did factor in net annual
incomes, but excluded unemployment levels or economic growth statistics, which
bear on the employment opportunities prospective migrants can expect to face.
Again, that may not interest retirees, but
should be a consideration for those of working age. All that sunshine in Spain
won’t be much compensation if you can’t get a job and face financial disaster as
a result.
So when it comes to considering to where in the
world you want to move, you have to go beyond the headlines and the slew of
survey results that point to the supposedly “best places to live.” Because where
is best will depend on the elements that constitute a real and sustainable
quality of life for you, and that meet your specific personal circumstances.
Source:
http://www.expatexchange.com/lib.cfm?articleID=3216
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