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Financial Considerations
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Excerpted from the India Career Guide

Cost of Living

South Asia is one of the least expensive regions in the world for expatriates to live. So, while Mumbai and Delhi are among the costliest cities in the region, they are still cheaper to live in than most other cities in the world. I

Housing

Housing costs in India vary widely from city to city and depend on location, size and type. Demand for premium property and the limited supply have caused housing costs to escalate in the country’s major cities.

Transportation

Airplanes are the best way to travel between cities in India. Flying is faster and more dependable than other modes of transportation.

Medical Care and Health Insurance

India offers both public and private health care. The country’s universal health care system is by law the responsibility of the states.

Work Schedules and Holidays

Indian labor law varies a good deal depending on type of work. The typical workday is either eight or nine hours, and the workweek is limited at 48 hours, excluding overtime.

Taxes

In India, taxes are levied at both national and state levels. The central government levies direct taxes, including income tax, wealth tax, corporate tax and indirect taxes, such as customs and excise taxes.

Social Security and Pension

In general, expatriates working for an Indian employer and some Indians working abroad for an Indian employer are required to make contributions. International workers (except those from a country with which India has a social security agreement) are required to contribute 10 to 12 percent of their salaries to the Indian social security system.

This is just a short sample of what you’ll find in over 100 pages of information in the complete India Guide.



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