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Excerpted from the Hong Kong Career Guide

Cost of Living

Hong Kong’s popularity among expatriates and its very limited available space drives up the cost of housing and the overall cost of living there. Food, particularly Western style food, is also quite expensive, although one may reduce these costs by finding local eateries and buying local food.


Hong Kong's housing cost is the world’s least affordable, according to the Demographia International Housing Affordability Survey. The city’s housing has been ranked the least affordable for five years running.


Hong Kong’s transportation system is noted for its safety, reliability and affordability. It’s also clean – no graffiti, trash or chewing gum. It is a comprehensive, sophisticated multi-modal network, including trains, trams, buses, ferries and taxis. A monthly ticket costs 493 HKD.

Medical Care/Health Insurance

Hong Kong has high standards of health care with state-of-the-art facilities. The levels of service, availability of newer technologies and access to quality care are equivalent to those in highly developed Western countries.

Work Schedules and Holidays

There are no laws in Hong Kong regulating the standard workweek, and working 40 to 48 hours or more in a week is common. Most offices are officially open from 9 am until 5 pm, Monday through Friday, and from 9 am until 1 pm on Saturday.


Hong Kong has some of the lowest tax rates in the world, and the government works to keep them that way. Personal income tax, called salaries tax, is assessed on income earned in Hong Kong.

Social Security and Pension

Hong Kong’s Social Welfare Department administers benefit programs for the aged and for persons with severe disabilities. Eligibility for each of these programs is need-based and requires Hong Kong residency for at least seven years.

This is just a short sample of what you’ll find in over 100 pages of information in the complete Hong Kong Guide.

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