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Excerpted from the Finland Career Guide

Finland’s financial sector has experienced considerable upheaval in recent years due to the recession, as well as increased competition throughout the Nordic region and the whole of Europe. The move has been to consolidation and currently there are 288 banks, 11 life insurance companies, 24 non-life insurance companies and seven pension insurers operating in Finland. The Finnish banking system is dominated by three major groups of deposit banks: Nordea, the OP-Pohjola Bank Group and Sampo Group (Dansk Bank).

Employment Outlook

The Federation of Finnish Financial Services reports the future employment outlook for the sector appears bright, primarily due to large numbers of retirements expected over the next few years. Approximately 20 percent of industry employees are approaching retirement age in the next decade.

Organizations and Trade Associations

Finanssialan Keskusliitto (FK)
Federation of Finnish Financial Services (FKL)
http://www.fkl.fi (Finnish, English)
The Federation of Finnish Financial Services is a trade body that represents its member companies that engage in the financial services industry in Finland. The federation was formed at the start of 2007 when the Finnish Bankers’ Association, the Federation of Finnish Insurance Companies, the Finnish Finance Houses Association and the Employers’ Association of Finnish Financial Institutions joined forces. In 2009, the federation was joined by the Finnish Association of Securities Dealers and the Finnish Association of Mutual Funds.

Finanssialan Keskusliitto
Bulevardi 28
FI-00120 Helsinki
Tel: +358 (0)20 7934 200
Fax: +358 (0)20 7934 202
Email: fk@fkl.fi

Labor Unions

Tilitoimihenkilöt (TITO)
Association of Salaried Accountants
TITO, the Association of Salaried Accountants (Tilitoimihenkilöt), is a union for those working in accounting, debt collection, economic consulting and auditing. The association provides employment information and assistance to its members.

Tilitoimihenkilöt TITO ry  
Asemamiehenkatu 4  
FI-00520 Helsinki  
Tel: +358 (0)9 613231  
Fax: +358 (0)9 61323331


Kauppalehti (Business News) is the largest Finnish daily business and financial newspaper. Additionally, Kauppalehti’s website offers free online business and financial services that can be accessed after completing registration. The online information package contains a variety of financial services such as extracts from the latest Kauppalehti newspaper, share prices and currency exchange rates. While this website is in Finnish, some parts are in English.

Eteläesplanadi 20, 4th floor 
Postilaatikko 189  
FIN-00101 Helsinki  
Tel: +358 (9) 5077250 
Fax: +358 (9) 5077644 
Email: online@kauppalehti.fi

This is just a short sample of what you’ll find in over 100 pages of information in the complete Finland Guide.

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